Skip to main content
Go to the U of M home page
MyU (this link opens in a new browser window or tab) One Stop (this link opens in a new browser window or tab) Give Contact
The Carlson School of Management logo
Menu Menu and search

  • Undergraduate Program

    • Majors & Minors
    • Admissions
    • Tuition & Aid
    • Academics
    • Student Life
    • Careers

    Request Info

    Admission Requirements

    • Freshman Students
    • Transfer Students
    • International Students
    • Returning Students
    • Class Profile
    Undergraduate students sit around tables in a common area

  • Graduate Programs

    • MBA
    • Master's Degrees
    • Graduate Certificates
    • PhD
    • Dual Degrees

    Browse programs by...

    • In Person
    • Online
    • Hybrid
    • STEM
    • Full-Time
    • Part-Time

    MBA Degrees

    • Full-Time MBA
    • STEM MBA
    • Deferred Entry MBA
    • Part-Time MBA
    • Online MBA
    • Executive MBA
    • Global MBAs

    Find your Master's Degree

    Master’s Degrees

    • Accountancy
    • Applied Business Analytics
    • Business Analytics
    • Business Taxation
    • Finance
    • Human Resources & Industrial Relations
    • Marketing
    • Supply Chain Management
    Two MBA students collaborate around a table

  • Executive Education

    • For Individuals
    • For Organizations
    • Executive Certificates
    • Alumni
    • FAQ

    Request Course Catalog

    Featured Courses

    • Leading High-Performing Teams
    • Carlson General Management Program
    • Strategy & Execution: Leading in Times of Uncertainty & Change
    • Power & Influence: Leading with Persuasion

    View All Courses »

    Executive Education student

  • Faculty & Research

    • Centers & Institutes
    • Departments
    • Facilities

    View Research Magazine

    Faculty Directory

    • Tenured/Tenure-Track Faculty
    • Full-Time Lecturer
    • PhD Students
    • Emeritus Faculty
    A Carlson School professor presents a new idea at the whiteboard

  • Alumni

    • Events
    • Network
    • Volunteer
    • Career Resources
    • Lifelong Learning
    • Contact

    View Alumni Magazine

    Helpful Links

    • 1st Tuesday
    • Insight to Action
    • Regional Events
    • Professional Development Webinars
    • Past Events
    Three people in front of the 'M' logo, holding pompoms and a Goldy Gopher prop.
  • Apply

  • Common Searches

    • Tuition
    • Commencement
    • Reserve a Room
    • Transfer
    • Dean’s List
    • Course Catalog
    • MN Cup
    • Staff Directory
    • Scholarships
    • 1st Tuesday
    • Study Abroad
    • Dean
    • About
    • School Leadership
    • Building Remodel Project
    • Career Services
    • Centers & Institutes
    • Corporate Engagement
    • Student Experience
    • Hire Students
    • News
    • Events
    • Rankings
  1. Home
  2. News

What Is A Balance Transfer?

Monday, July 31, 2023

Share This: Share on Facebook Share on LinkedIn Share via email

Carlson School of Management
321 Nineteenth Avenue South
Minneapolis, MN 55455-0438
612-625-0027
[email protected]

Footer menu

  • Directions & Parking
  • Contact Minnesota Carlson
  • Faculty Directory
  • Media Inquiries
  • University System
  • Current Students
  • Current Undergrad Students
  • Faculty & Staff
  • Recruiters & Corporations

CONNECT WITH MINNESOTA CARLSON

  • on Facebook
  • on Linkedin
  • on Instagram
  • on Youtube
MyU (this link opens in a new browser window or tab) One Stop (this link opens in a new browser window or tab) Give Contact
© 2025 Regents of the University of Minnesota. All rights reserved. The University of Minnesota is an equal opportunity educator and employer.
Privacy Statement  |  Privacy Notice  |  Report Web Accessibility Issues  |  Title IX
  • Undergraduate
    • Majors & Minors
    • Admissions
      • Freshman Students
      • Transfer Students
      • International Students
      • Returning Students
      • Class Profile
    • Tuition & Aid
      • Scholarships
    • Academics
      • Curriculum
        • Impact Core
        • Experiential Learning
        • Impact Lab
          • Client Experience
          • Mentors
      • International Experience
    • Student Life
      • First Year Experience
      • Transfer Experience
      • Organizations
      • Student Ambassadors
    • Careers
  • Graduate
    • MBA
      • Full-Time MBA
        • STEM MBA
        • Admissions
          • Requirements & Deadlines
          • Class Profile
          • Deferred Entry
          • International Applicants
        • Tuition & Aid
          • Scholarships
        • Curriculum
          • Courses
          • Specializations
          • Experiential Learning
          • Global Experience
        • Careers
          • Employment Statistics
          • Alumni Profiles
        • Student Life
          • Clubs & Organizations
      • Part-Time MBA
        • Admissions
          • Requirements & Deadlines
          • Class Profile
          • International Applicants
        • Tuition & Aid
          • Scholarships
        • Curriculum
          • Courses
          • Global Experience
          • Specializations
        • Careers
          • Employment Statistics
          • Alumni Profiles
        • Student Life
          • Clubs & Organizations
      • Online MBA
        • Admissions
          • Requirements & Deadlines
          • Class Profile
          • International Applicants
        • Tuition & Aid
          • Scholarships
          • State Authorization
        • Curriculum
          • Courses
          • Residency Options
        • Careers
          • Employment Statistics
          • Alumni Profiles
        • Student Life
      • Executive MBA
        • Admissions
          • Requirements & Deadlines
          • Class Profile
        • Tuition & Aid
          • Scholarships
        • Curriculum
          • Leadership Development
          • Global Experience
        • Careers
        • Student Life
      • Global MBA
        • Vienna Executive MBA
          • Admissions
          • Curriculum
            • International Residency
            • Global Team Project
          • Faculty
          • Alumni
          • WU Executive Academy
        • Medical Industry MBA - China
          • Admissions
          • Curriculum
          • Faculty
          • Alumni
          • Valuation Lab
    • Master's Degrees
      • Accountancy
        • Admissions
          • Requirements & Deadlines
          • Class Profile
          • Early Admission
          • International Applicants
        • Tuition & Aid
          • Scholarships
        • Curriculum
          • Courses
        • Careers
          • Employment Statistics
        • Student Life
      • Applied Business Analytics
        • Admissions
          • Requirements & Deadlines
        • Tuition & Aid
          • Scholarships
        • Curriculum
          • Courses
        • Careers
      • Business Analytics
        • Admissions
          • Requirements & Deadlines
          • Class Profile
          • International Applicants
        • Tuition & Aid
          • Scholarships
        • Curriculum
          • Artificial Intelligence in Business
          • Courses
          • Experiential Learning
        • Careers
          • Employment Statistics
          • Alumni Profiles
        • Student Life
      • Business Taxation
        • Admissions
          • Requirements & Deadlines
        • Tuition & Aid
          • Scholarships
        • Curriculum
          • Courses
        • Careers
        • Student Life
      • Finance
        • Admissions
          • Requirements & Deadlines
          • Class Profile
          • International Applicants
            • Partner Schools
        • Tuition & Aid
          • Scholarships
        • Curriculum
          • Specializations
          • CFA Affiliation
          • Experiential Learning
        • Careers
          • Employment Statistics
        • Student Life
      • Human Resources & Industrial Relations
        • Admissions
          • Requirements & Deadlines
          • Class Profile
          • International Applicants
        • Tuition & Aid
          • Scholarships
        • Curriculum
          • Courses
          • Experiential Learning
          • Global Experience
        • Careers
          • Employment Statistics
        • Student Life
      • Marketing
        • Admissions
          • Requirements & Deadlines
          • Class Profile
          • International Applicants
        • Tuition & Aid
          • Scholarships
        • Curriculum
          • Courses
          • Experiential Learning
        • Careers
          • Employment Statistics
        • Student Life
      • Supply Chain Management
        • Admissions
          • Requirements & Deadlines
          • International Applicants
          • Class Profile
        • Tuition & Aid
          • Scholarships
        • Curriculum
          • Courses
          • Experiential Learning
        • Careers
          • Employment Statistics
        • Student Life
          • Military
    • Graduate Certificates
      • General Business
        • Requirements & Deadlines
      • Taxation
        • Requirements & Deadlines
      • Tuition & Aid
    • PhD
      • Admissions
        • Requirements & Deadlines
      • Tuition & Aid
      • Concentrations
        • Accounting
          • Requirements
          • Faculty
          • Student Papers
        • Finance
          • Requirements
          • Faculty
          • Student Papers
        • Information & Decision Sciences
          • Requirements
          • Faculty
          • Student Papers
        • Marketing
          • Requirements
          • Faculty
          • Student Papers
        • Strategic Management & Entrepreneurship
          • Requirements
          • Faculty
          • Student Papers
        • Supply Chain Operations
          • Requirements
          • Faculty
          • Student Papers
        • Work & Organizations
          • Requirements
          • Faculty
          • Student Papers
      • Current Students
        • Job Market
        • Graduate Placement
        • Award Winners
      • Department Staff
    • Dual Degrees
  • Executive Education
    • For Individuals
      • Short Courses by Date
      • Carlson General Management Program
      • Participant Stories
    • For Organizations
      • Custom Solutions
      • Talent Development Partnerships
      • Carlson General Management Program
      • Success Stories
    • Executive Certificates
    • Alumni
    • FAQ
  • Faculty & Research
    • Centers & Institutes
    • Departments
    • Facilities
      • Behavioral Labs
  • Alumni
    • Events
      • 1st Tuesday
        • 1st Tuesday Previous
      • Insight to Action
      • Regional Events
      • Professional Development Webinars
      • Past Events
    • Network
      • National Chapters
      • International Chapters
      • Affinity Networks
      • Corporate Clubs
    • Volunteer
      • With Students
      • On A Board
    • Career Resources
      • Career Coaching
    • Lifelong Learning
    • Contact
      • Subscribe to Magazine
      • Submit Class Note
  • Apply
  • Additional Links
    • Centers & Institutes
      • Analytics for Good
        • Mission
        • Impact
        • Engagement Mode
        • People & Partners
        • Gender Equality Action Group
        • Teaching Cases
        • Team
      • Business Advancement Center for Health
        • About
        • Research
          • Research Grants
          • Publications
          • COVID-19 Hospitalization Tracking Project
          • Seminars
        • Faculty, Fellows, and Partners
        • News
      • Carlson Global Institute
        • About Us
          • Staff
          • Faculty
          • Advisors
          • Partnerships
        • Education Abroad
          • Program Finder
          • Undergraduate
            • Advising
            • Fellowship
            • Finances
              • Scholarships
              • Connecting Flight
            • Identity Course
            • International Experience
              • FAQ
            • Apply
          • Graduate
            • Advising
            • Fellowship
            • Financial Aid
            • Apply
          • Parents & Families
          • Policies & Forms
          • Updates
          • Identity Abroad
          • Health & Safety
        • Global Doctor of Business Administration (DBA) – China
          • Staff
          • Partner School
        • Global Executive Programs
        • Incoming Exchange Students
          • Application Process
            • Partner Schools
          • Important Dates
          • Student Visa
          • Housing
          • Academics
          • Fees & Expenses
          • Arrival & Welcome Program
          • Health and Safety Resources
          • GLOBE
          • Employment
          • Contact
        • Publications & Research
        • Global Matters
          • Speaker Series
          • Video Series
      • Center for Human Resources and Labor Studies
        • About the Center
          • History
          • Director's Message
          • CHRLS Advisory Board
        • Alumni Association
          • Alumni Newsletter
          • Mentorship Program
        • Herman Library
        • Support the Center
        • Program Staff
        • Labor Education Service
          • About LES
            • Advisory Committee
            • Staff
          • What We Offer
          • FAQ
          • Contact Us
          • Newsletter
        • Events
      • Holmes Center
        • About Us
          • Our Story
          • Our Team
          • Benefactors
          • Advisory Board
        • Academics
          • Undergraduate
            • Entrepreneurship in Action
          • Graduate
        • For Students
          • Undergraduate
          • Graduate
          • Innovation Spaces
        • For Entrepreneurs
        • For Mentors
        • Our Alumni
        • Resources
        • Contact
      • Institute for Research in Marketing
        • About the Institute
        • Advisory Board
        • Ignite Conference
      • Juran Research Center
        • About
          • Joseph M. Juran
          • History
          • Staff
        • Research
          • Grants
          • Juran Fellowships
            • 2014-2018 Winners
            • 2009-2013 Winners
            • 2004-2008 Winners
            • 1999-2003 Winners
        • Contact
      • MIS Research Center
        • Research
        • Teaching
        • History
        • Partners
        • Analytics Maturity Model
        • Project Workshop
        • Engage
      • Medical Industry Leadership Institute
        • About
          • National Industry Council
          • Executive in Residence
          • Affiliates
        • For Students
          • MILI Student Association (MILIsa)
          • Courses
          • MILI Specialization
        • Valuation Lab
        • Data Resources
        • Publications
          • Archive
        • Contact
      • Medical Valuation Laboratory
        • Leadership
        • For Students
          • Finch Fellows
        • For Clients
        • Get Involved
          • Lab Chats
    • Academic Departments
      • Accounting
        • Academic Programs
        • Faculty
        • Events
          • Empirical Conference
            • Schedule
            • Speakers
            • Hotel & Travel
            • Past Events
          • Theory Conference
            • Schedule
            • Speakers
            • Hotel & Travel
            • Past Events
            • Contact
          • Midwest Accounting Research Conference
            • Schedule
            • Speakers
            • Hotel & Travel
        • Seminars
        • Contact
      • Finance
        • Academic Programs
        • Faculty
        • Advisory Board
        • Events
          • Guest Seminar
            • 2020-present
          • Brown Bag Seminar
          • Corporate Finance Conference
            • Past Events
          • Macro Asset Pricing Conference
            • Past Events
          • Junior Conference
            • Past Events
        • Contact
      • Information & Decision Sciences Department
        • Academic Programs
        • Faculty
        • Industry Partners
        • Advisory Board
        • Friday Research Workshops
        • Contact
      • Marketing Department
        • Academic Programs
        • Courses
        • Faculty
        • Seminar Series
        • Contact
      • Strategic Management & Entrepreneurship Department
        • Academic Programs
          • New Product Design
        • Faculty
        • Courses
        • Research
        • Seminar Series
        • Contact
      • Supply Chain & Operations Department
        • About
        • Faculty
        • Undergraduate Programs
        • Graduate Programs
        • Research
          • Student Dissertations
        • Industry Partners
        • Board of Advisors
        • Capstone Projects
        • Case Competition
          • Sponsors
          • Guidelines
          • Results
        • Events
        • Contact
      • Work & Organizations Department
        • Academic Programs
        • Faculty
        • Seminar Series
        • Contact
    • Career Services
      • Undergraduate
      • Graduate
      • Employment Reports
      • Alumni
      • Companies & Employers
    • Experience
      • Global Learning
      • Experiential Learning
        • Enterprise Programs
          • Funds Enterprise
            • About
              • Team
              • Board
              • History
            • Join
              • Full-Time MBA Students
              • PTMBA & MSF Students
              • Undergraduate Students
              • Contribute
            • Connect
              • Events
              • Alumni
          • Brand Enterprise
            • Leadership
            • MBA Students
            • Marketing Students
            • Undergraduate Students
            • Contact
            • Client
          • Consulting Enterprise
            • Our Leadership
              • Board
            • MBA Students
            • Undergraduate Students
            • Client
          • Ventures Enterprise
            • MBA Students
            • Undergraduate Students
            • Clients
            • Leadership
        • Entrepreneurship
      • Diversity, Equity, & Inclusion
        • Admissions & Programming
          • Emerging Leaders of Color
          • Business Innovation Academy
          • Analytics U
          • Carlson THRIVE
        • Student Life
          • Military
          • Clubs & Organizations
          • International Students
          • Women
          • LGBTIQA+
      • Living in Minneapolis
    • Corporate Engagement
      • Hire Students
      • Engage Student Talent
      • Access Expertise
      • Invest
    • Give
      • Ways to Give
      • Investors Circle
      • School Priorities
        • Faculty
      • Class Gift
    • Carlson Analytics Lab
      • Projects
      • Process
      • Student Consultants
      • Faculty & Staff
      • Contact
      • News
    • About
      • Rankings
      • Leadership
        • Board of Advisors
        • Executive Fellows
        • Senior Staff
      • History
      • Wellbeing, Empowerment, and Belonging
        • Current Initiatives
        • Cultural Competency
      • Annual Report
      • Location
    • Connecting Carlson
      • Frequently Asked Questions
      • Give
      • News
      • Faculty, Staff, and Students
  • Give
  • Apply