Adam Rao in MN Daily

For the past three years, one University of Minnesota student has battled payday lending.

Adam Rao, a graduating MBA candidate at the Carlson School of Management, has worked with two different companies to help those effected by payday lending, a formof high-interest, short-term money lending.

“[It’s] a horrible, predatory practice that primarily affects people with lower and moderate incomes,” Rao said.

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